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By paying early attention to potential problems, you’ll save yourself a lot of money in the long run.

Ongoing maintenance
 

Ongoing maintenance

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You should conduct a thorough inspection of your home at least twice a year, and budget for regular maintenance work.  You don’t have to do all the maintenance work yourself (in fact if you’re not sure about something it pays to get a tradesperson in).  Print off this page or download the checklist by clicking on either of the icons above.

Here is a maintenance checklist of things to look out for...

On the roof:

  • Loose roof fixings
  • Holes or rust or other damage to ridging or flashing or tiles or iron sheet
  • Blocked or leaking spouting
  • Broken or sagging brackets on gutters.

Outside walls:

  • Cracked or rotted or otherwise damaged cladding (also flaking paint)
  • Damage to wood especially at joints or where it comes into contact with soil
  • Gaps between wood or other materials, especially on corners
  • Loose fixings or bricks or blocks or plaster and concrete
  • Crumbling mortar between bricks
  • Cracks in solid plaster
  • Loose putty on window glass
  • Overflowing toilet cisterns and hot water cylinder drain pipes.

Under the floor:

  • Dampness in the soil or on building surfaces (this could be caused by leaking pipes, blocked drains or gully traps, or by surface run off going under the house)
  • Rotting or sagging or broken structural timbers
  • Gaps in the insulation
  • Damaged or unsupported pipes
  • Corroded metal fixings (tie wires, staples, nail plates, bolts)
  • Loose structural bolts
  • Gaps between pile and bearer
  • Cracks in concrete foundation walls
  • Rotten timber piles.

In the roof space:

  • Condensation on underside of roofing paper or roofing material
  • Wet or displaced insulation
  • Leaks or water stains
  • Corrosion of metal fittings or roofing
  • Signs of active fungus or borer infestation
  • Sagging beams or rafters
  • Evidence of rats or mice or birds
  • Insecure header tank or hot water cylinder (this is an earthquake risk).

Inside the house:

  • Evidence of dampness – mildew, water stains, finishes not adhering to surfaces (paint, floor vinyl, wallpaper), sagging ceilings, rotten window frames
  • Squeaky floorboards
  • Jammed windows
  • Sticking doors.

In the kitchen and bathroom:

  • Lifting, loose or cracked tiles
  • Rot in wet wall linings (especially around taps and the shower head, and along bottom edge)
  • Degraded sealant around baths, tubs and basins
  • Dripping taps.

Outside, check driveway, paths, fences and retaining walls for:

  • Cracks or subsidence in concrete
  • Deteriorating edging
  • Poor run off
  • Blocked culverts or drains
  • Rotting structural posts
  • Rot in timber palings which are in contact with the ground.

The content on our site is for information only. You should obtain professional advice relevant to your circumstances. Our lending criteria, terms, conditions and fees apply to all loans. Contact us for more details.

 
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