Top
When you decide to buy a home there's a lot to know and do. Our six-step process makes it easier.
When you sell you are probably looking to buy again - which means twice the work. Follow our process so you know what's involved.
Property investment can be very rewarding, but it's not for everyone. Find out how it works and what's involved before you take the plunge.
Sometimes the only way to get what you really wnat is to build from scratch.
Are you getting the best out of your home loan?
 

Here you’ll find information to help you decide what you’re looking for in a home and how to find it.

 

2. Exploring options

To buy or not to buy?

Before jumping into the real estate market, it’s useful to take a moment to confirm that buying a home is still the best option for you. More...

Where do you want to live?

Location, location, location… some tips for deciding where to look. More...

Types of homes

An overview of the main types of homes in New Zealand.  More...

What do you want in a home?

Information to help you decide what you need in your new home and what you may compromise on so you can weigh up the options. More... 
'What do you want in a home?' checklist (PDF)

How to find a home

Once you’ve decided what you want, how do you find it? Here’s an overview of the most common ways. More...  
Home viewing checklist (PDF)

Ways to buy

Offer and negotiation, auctions, tenders, private sales – what do they all mean? More...

Checking it out

Once you’ve found a home you like, it pays to do an inspection – find out what you need to look for.  More...  
Inspection checklist

Weighing it all up

Some final tips before you decide to make an offer.  More...

John and Angela's home buying story

Hear first hand from people who have been through the home buying process - a great way to find out the best way to buy a home.  More...

Michelle and Ryan's home buying story

Read about a young couple who returned to New Zealand from overseas to find and buy their first home.  More...

Next step | Making an offer >>

Our lending criteria, terms, conditions and fees apply to all loans. 

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008.  It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of The National Bank's financial advisers, please contact us on 0800 18 18 18.

 

Know how much you can spend...

before you start looking. Get your home loan conditionally pre-approved - find out how.

You choose where, we show you how.

Contact a Mobile Mortgage Manager.

Information is key when buying a home.

Get invaluable hints, tips and useful information for home buyers.

Subscribe to our free email updates.