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When you decide to buy a home there’s a lot to know and do. Our six-step process makes it easier.

 

Buying your first home

By following our six-step home buying process, you’ll be able to take it one step at a time.  Each step has detailed information, resources and tools to help you. Here’s an overview of the six step process.

Step 1. Affordability

Before you start looking for a home you need to know how much you can spend.  Here you’ll learn how to work out your budget, how much you can borrow, what deposit you’ll need, and how you can get your home loan finance conditionally pre-approved to give you a home buying head start.  More...

Doing your budget |  Your deposit options  | How much can you borrow?  |  Your home loan pre-approval  |  What will your repayments be? |  Jeff and Philippa's home buying story

Step 2. Exploring options

Where do you start in finding the perfect home?  Here you’ll learn what to look for, how to find it, and how to compare different homes.  More...

To buy or not to buy?  |  Where do you want to live?  |  Types of homes  |  What do you want in a home?  | How to find a home  |  Ways to buy  |  Checking it out  |  Weighing it all up  |  John and Angela's home buying story  |  Michelle and Ryan's home buying story

Step 3. Making an offer

Making an offer can be nerve-wracking.  Here you’ll find information on the different ways to buy a home, useful strategies for getting it at the right price, how to use conditions to protect yourself, and who to go to for specialist help.  More...

Preparing to make an offer  |  Offer and negotiation  |  Auctions  |  Tenders  |  Conditions  |  Getting help – your key contacts

Step 4. Sealing the deal

Once your offer is accepted, there are still a lot of things that need to happen.  Find out what you need to do between then and moving in.  More...

What happens when?  |  What do you need to sign?  |  Structuring your home loan  |  Insuring your home

Step 5. Moving

Moving house can be one of life’s most stressful experiences – but here you’ll find out how to make it much, much easier.  More...

Your options  |  Things to think about  |  Moving checklist  |  After you’ve moved in

Step 6. Maintaining your home

For many people, their home is their biggest asset – so it makes sense to look after it.  Here you’ll find information about what you should do to maintain its value.  More...

When you move in  |  Ongoing maintenance

Next step | Affordability >>

The content on our site is for information only. You should obtain professional advice relevant to your circumstances. Our lending criteria, terms, conditions and fees apply to all loans. Contact us for more details.

 
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