‘Going unconditional’ means any conditions you have specified have been met and your offer is legally binding (if your offer did not include any conditions, it is legally binding as soon as it is accepted by the seller).

What you do:

• You (or your lawyer) will need to advise the bank that your offer is now unconditional
• Pay your deposit to the real estate agent who will hold it in trust until settlement.

What we do:

• We will send your home loan documents to your lawyer.

What your lawyer does:

• Discuss and explain your home loan documents to you
• Make arrangements for the draw down of your loan on settlement day
• They may also discuss setting up a will if you don’t currently have one.

Next page | Step 3: Settlement day >>

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