The best home loan solution for you depends on things like:

• Your future plans for your home – e.g. whether you are likely to sell it in the short to medium term
• Your income – e.g. whether you have a regular income like a salary or an irregular income if you’re self-employed, or whether your income is likely to change in the future. (E.g. it may increase if you take a new job or it may decrease if you decide to do some study or your partner stops working)
• Whether you want to try and pay off your loan early or you’re happy to pay it off over the long term
• How important it is for you to know what your payments are going to be so you can budget with certainty.

It can be hard to know what’s best, but don’t worry we can help you decide.  We’ll explain all the options and work with you to put together a solution that meets your needs.

The final structure of your home loan will be worked through once your settlement date is confirmed.

Next page | Repayment options for your home loan >>

The content on our site is for information only. You should obtain professional advice relevant to your circumstances. Our lending criteria, terms, conditions and fees apply to all loans. Contact us for more details. For borrowing over 80% of a property's value, a Low Equity Premium on a graduated scale will apply.