Talk with us as soon as you decide you might want to sell and move, so we can tell you what you need to do and how much extra you might be able to borrow for your new home.

Can I get finance while I'm waiting for settlement on the sale of my home?

It’s best if you don’t have to sell in a hurry.  So if you’re making an offer on another home, give yourself plenty of time to sell and make your offer conditional on your home selling at a price acceptable to you. 

If you can’t sell by the date set and don’t want to miss out on the new home, ask us if you can use Tideover or bridging finance, (a short term interest only loan).  When your existing property has settled, this loan will then convert into the fixed interest rate, floating interest rate or flexible home loan that you have chosen for your new property or alternatively pay back the sum from the sale of your home.

If you wish to keep your first home as a rental investment property, then refer to our investing section for further information.

The Tideover interest rate is the same as a floating interest rate.  Our lending criteria and an application fee applies.

Next step | Exploring your options >>

The content on our site is for information only. You should obtain professional advice relevant to your circumstances. Our lending criteria, terms, conditions and fees apply to all loans. Contact us for more details.